Tools
Mortgage repayment calculator
A quick guide to what your monthly repayments could look like. It is an estimate, not a quote — the real figure depends on the lender and your circumstances.
What this does and doesn’t tell you
It shows what a given amount would cost each month at a given rate, on a repayment or interest-only basis. That is useful for sanity-checking a budget.
It does not tell you what a lender will actually offer you. That depends on your income, your outgoings, your credit file and the property itself.
- Try a shorter termKnock five years off and see what it does to the total interest. It is usually a bigger number than people expect.
- Try a higher rateIf your fixed rate is ending, model a rate a couple of points higher so there are no surprises.
- Then talk to usWe will tell you what is realistically available to you, free and with no obligation.
You might also need
Try the stamp duty calculator
Work out the stamp duty land tax on a purchase in England or Northern Ireland. Open the calculator.
Check your credit report
Lenders will. It is worth seeing what they see first. How to get yours.
Or just ask us
Tell us the numbers and we will tell you what is realistically available. Get in touch.